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Truth in Savings

This disclosure describes the interest payable and fees charged on Deposit Accounts opened at The Bancorp Bank, also known as the "Bank".

Annual Percentage Yield (APY): The interest we will pay you using the interest rate and frequency of compounding for your account, assuming your funds remain on deposit for 365 calendar days.

Daily Periodic Rate: The interest rate divided by 365 days (366 days in a leap year).

Daily Balance Method: For interest bearing accounts the balance in your account on which we calculate interest. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit noncash items (for example, checks).