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Master Demand Account Advantage

The Bancorp Bank, N.A.’s Master Demand Account Advantage (MDAA) is an FDIC-insured interest-bearing demand deposit account for individuals and financial institutions that make transactions through the National Securities Clearing Corporation (NSCC) or directly with the bank. It is an alternative cash vehicle that allows for pass-through FDIC insurance for individual account holders.

Features Include:

  • A minimum initial deposit of $10,000 is required to open the account.
  • A minimum balance of $0.01 is required after initial deposit to obtain the Annual Percentage Yield (APY).


MDAA Product Fact Sheet and Disclosure for Broker Dealer/Recordkeeper

MDAA Product Fact Sheet and Disclosure For Plan Sponsor/Participant

Master Demand Account Advantage Performance Data

Rates for Master Demand Account Advantage
SavingsInterest RateAnnual Percentage Yield
Master Demand Account Advantage0.80%0.80%

Daily rate: 0.0000219178%

Rates effective 4/17/2024. Rates subject to change. Fees may reduce earnings.