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Master Demand Account

The Bancorp Bank’s Master Demand Account (MDA) is an FDIC-insured interest-bearing demand deposit account for individuals and financial institutions that make transactions through the National Securities Clearing Corporation (NSCC) or directly with the bank. It is an alternative cash vehicle that allows for pass-through FDIC insurance for individual account holders.

Features Include:

  • No minimum amount is required to open an account.
  • No minimum is required to obtain the Annual Percentage Yield.


Master Demand Account Disclosure for transacting through the NSCC or for Direct Investment

Product Fact Sheet For Broker Dealer/Recordkeeper Use 

Product Fact Sheet For Plan Sponsor/Participant 

Master Demand Account Performance Data

Rates for Master Demand Account
SavingsInterest RateAnnual Percentage Yield
Master Demand Account0.03%0.03%

Daily rate: 0.0000008219%

Rates effective 10/24/2016. Rates subject to change. Fees may reduce earnings.
No minimum amount is required to open an account or to obtain the Annual Percentage Yield.