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OnePoint Checking

Premier options and affordability are waiting for you with The Bancorp Bank, N.A.'s OnePoint Checking account. This account provides EVERYTHING you need in one simple account.


  • No minimum balance or monthly service fees
  • No annual fee Visa® Check Card for ATM withdrawals and purchases
  • Online Bill Payment & Presentment
  • Detailed account information including: balances, history and check images
  • Electronic account statements available
  • Unlimited check writing
  • Free first order of standard checks
  • No minimum amount is required to open an account.
  • No minimum amount is required to obtain the Annual Percentage Yield.

Additional Features:

  • Balance notifications - Send yourself a notice when your balance is too low or too high.
  • Bill presentment - receive bills electronically
  • Easy exports - download your account information directly into personal financial management tools
  • Funds transfer - Transfer money between accounts one-time or on a pre-determined schedule
  • Optional overdraft protection with a OnePoint Savings account.


Additional Disclosures

Rates for OnePoint Checking
BalanceInterest RateAnnual Percentage Yield
$0.00 to $999.990.01%0.01%
$1000.00 and above0.01%0.01%

Rates effective 6/13/2024. Rates subject to change. Fees may reduce earnings.
No minimum amount is required to open an account.