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Statement Copy
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Fee for a duplicate paper copy of a periodic bank statement
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$5.00 per statement
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Check Copy
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Fee for a paper copy of the front and back of a cancelled check
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$2.50 per copy
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Overdraft Fee
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Fee that applies when an item paid on your behalf by the Bank causes an overdraft in your account
Applies to checks, preauthorized electronic withdrawals, point of sale transactions and ATM withdrawals
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$33.00 per item
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Return Item Fee
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Fee that applies when an item is presented for payment and there are not sufficient funds in your account to pay it; also known as a “bounced check” fee; charged at the Bank’s discretion
Applies to checks and pre-authorized withdrawals
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$33.00 per item
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Deposited Item Return
(Deposit Item Retur)
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Fee that applies when checks or other items deposited to your account are returned by the paying bank
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$10.00 per item
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Stop Pay Charge
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Fee that applies when you stop payment on a check you wrote or an ACH transfer you initiated before the item is paid
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$20.00 per request
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Checkbook Reorder
(preauthorized withdrawal by check vendor - description may vary based on vendor)
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Fee for additional checks that you may order
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Standard style: No charge
Non-standard syle: Fee varies based on style of checks ordered
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ATM Withdrawal Fee
(EFT S/C SVC ATM WITHDRAW)
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Fee for withdrawals made at an ATM inside of the United States not in the Surcharge free network
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No charge
(the surcharge on your receipt will not be deducted from your account)
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International ATM withdrawal
(EFT S/C SVC CHG ATM WITHDRAW)
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Fee for withdrawals made at an ATM outside of the United States (“international”)
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No charge
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Debit Card Transaction Fee
(EFT S/C SVC CHG INTRNL TRAN)
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Fee for debit card use at an International ATM or Point of Sale. The Bank does not charge a fee, however the card processor (MC, Visa) may assess the fee
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1% of the transaction amount
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Treasurers Check Fee
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Fee for a check for funds guaranteed by the Bank
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$12.00 per check
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Legal Processing Fee
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Fee assessed if the Bank receives a lien, levy or legal request for your account on which it must act
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$175.00
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Writ Processing Fee
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Fee assessed if the Bank receives a court-ordered instruction related to your account that it must follow
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$175.00
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Outgoing Wire
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Fee for sending funds by wire transfer to another U.S. financial institution
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$25.00 per transfer
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International Wire
(INTL WIRE XFER)
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Fee for sending funds by wire transfer to a non-U.S. financial institution
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$45.00 per transfer
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Credit Card Funds Transfer Fee
(this gets charged to your credit card)
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Fee for transferring funds from your credit card to your account
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2.50% of transaction amount
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Funds Transfer Fee
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Fee for receiving funds (“incoming”) or sending funds (“outgoing”) through the Automated Clearing House (ACH) network from/to another financial institution
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Incoming: No charge
Outgoing: $5.00 for a non-automated transfer or paper transfer
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Research Fee
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Fee for researching items such as account reconcilements and other requests that require a significant amount of time
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$30.00 per hour
($15.00 minimum)
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Inactivity or Dormant Fee
(INA/Dormant Fee)
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Fee if your account has no Customer-initiated activity for a certain period of time
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No charge
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Card Replacement Fee
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Fee to replace your ATM or debit card if you report it lost or stolen
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No charge
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Expedited Delivery
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Fee for overnight delivery of documents or ATM/debit card
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$50.00 per delivery
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Faxing Fee
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Fee to fax information you requested
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No charge
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Outgoing Wire
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Fee for sending fund by wire using the Total Cash Manager (TCM) system to another U.S. financial institution (Business accounts only)
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$12.00 per transfer
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Foreign Checks processed
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Fee for processing a foreign check. This must be approved by the Bank (Business accounts only)
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$16.00
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