80% Equity Loan
| Primary Residence |
APR - Annual Percentage Rate |
| Equity Percentage |
Term |
Auto Pay |
No Auto Pay |
| 80% Equity |
Up to 84 months |
6.00% |
6.50% |
| Rates effective 05/16/2024. Rates subject to change. |
80+% Equity Loan
| Primary Residence |
APR - Annual Percentage Rate |
| Equity Percentage |
Term |
Auto Pay |
No Auto Pay |
| 80+% Equity |
Up to 84 months |
6.00% |
6.50% |
| Rates effective 05/16/2024. Rates subject to change. |
|
Second Home Equity Loan
| Second/Vacation Home |
APR - Annual Percentage Rate |
| Equity Percentage |
Term |
Auto Pay |
No Auto Pay |
| Up to 50% |
Up to 84 months |
6.00% |
6.50% |
| Rates effective 05/16/2024. Rates subject to change. |
|
Home Equity 10/10 Line of Credit
| Primary Residences |
APR - Annual Percentage Rate |
| Type |
Term |
Current APR |
|
| Primary Residences |
Floating |
4.50%*** |
WSP+1.00% ***changing monthly*** |
| Rates effective 05/16/2024. Rates subject to change. |
| Secondary Residences |
APR - Annual Percentage Rate |
| Secondary Residences |
Floating |
5.50%*** |
WSP+2.00%***changing monthly*** |
| Rates effective 05/16/2024. Rates subject to change. |
** Wall Street Prime - Rates may change without notice; the rate in effect at the time of your approval will be honored if you sign and return the loan documents provided within 7 business days.
|
Home Equity 20 Line of Credit
| Primary Residences |
APR - Annual Percentage Rate |
| Type |
Term |
Current APR |
|
| Primary Residences |
Floating |
4.50%*** |
WSP+1.00% ***changing monthly*** |
| Rates effective 05/16/2024. Rates subject to change. |
| Secondary Residences |
APR - Annual Percentage Rate |
| Secondary Residences |
Floating |
5.50%*** |
WSP+2.00%***changing monthly*** |
| Rates effective 05/16/2024. Rates subject to change. |
** Wall Street Prime - Rates may change without notice; the rate in effect at the time of your approval will be honored if you sign and return the loan documents provided within 7 business days.
|
Overdraft Protection Line of Credit
| Features |
Collateral |
Term |
APR - Annual Percentage Rate |
| Overdraft Protection |
Unsecured |
Revolving |
11.75% |
|
| Check Access |
|
|
|
|
| Automatic Payments |
|
|
|
|
| Rates effective 05/16/2024. Rates subject to change. |
Auto Loans
|
APR - Annual Percentage Rate
|
| Year |
Term |
Auto Pay |
No Auto Pay |
| New |
Up to 36 months |
6.50% |
7.00% |
| New |
37-66 months |
7.00% |
7.50% |
| Used |
Up to 60 months |
7.25% |
7.75% |
| Rates effective 05/16/2024. Rates subject to change. |