The Bancorp Bank, N.A.

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Banking services provided by The Bancorp Bank, N.A. Member FDIC.

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Loan Rates

 

80% Equity Loan

Primary Residence  APR - Annual Percentage Rate     
Equity Percentage Term Auto Pay No Auto Pay
80% Equity Up to 84 months 6.00% 6.50%
Rates effective 02/07/2026. Rates subject to change.


80+% Equity Loan

Primary Residence  APR - Annual Percentage Rate     
Equity Percentage Term Auto Pay No Auto Pay
80+% Equity Up to 84 months 6.00% 6.50%
Rates effective 02/07/2026. Rates subject to change.

Second Home Equity Loan

Second/Vacation Home  APR - Annual Percentage Rate     
Equity Percentage Term Auto Pay No Auto Pay
Up to 50% Up to 84 months 6.00% 6.50%
Rates effective 02/07/2026. Rates subject to change.

Home Equity 10/10 Line of Credit

Primary Residences APR - Annual Percentage Rate 
  Type      Term  Current APR  
Primary Residences   Floating  4.50%*** WSP+1.00% ***changing monthly***
Rates effective 02/07/2026. Rates subject to change.

 

Secondary Residences  APR - Annual Percentage Rate 
Secondary Residences   Floating  5.50%*** WSP+2.00%***changing monthly***
Rates effective 02/07/2026. Rates subject to change.

** Wall Street Prime - Rates may change without notice; the rate in effect at the time of your approval will be honored if you sign and return the loan documents provided within 7 business days.

Home Equity 20 Line of Credit

Primary Residences APR - Annual Percentage Rate 
  Type      Term  Current APR  
Primary Residences   Floating  4.50%*** WSP+1.00% ***changing monthly***
Rates effective 02/07/2026. Rates subject to change.

 

Secondary Residences  APR - Annual Percentage Rate 
Secondary Residences   Floating  5.50%*** WSP+2.00%***changing monthly***
Rates effective 02/07/2026. Rates subject to change.

** Wall Street Prime - Rates may change without notice; the rate in effect at the time of your approval will be honored if you sign and return the loan documents provided within 7 business days.

Overdraft Protection Line of Credit

Features Collateral Term APR - Annual Percentage Rate
Overdraft Protection Unsecured Revolving 11.75%  
Check Access        
Automatic Payments        
Rates effective 02/07/2026. Rates subject to change.


Auto Loans

APR - Annual Percentage Rate              
Year Term Auto Pay No Auto Pay
New Up to 36 months 6.50% 7.00%
New 37-66 months 7.00% 7.50%
Used Up to 60 months 7.25% 7.75%
Rates effective 02/07/2026. Rates subject to change.