The Bancorp Bank, N.A.

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Banking services provided by The Bancorp Bank, N.A. Member FDIC.

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FDIC-Insured - Backed by the full faith and credit of the U.S. Government


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Rates


Rates for OnePoint Checking
BalanceInterest RateAnnual Percentage Yield
$0.00 to $999.990.01%0.01%
$1000.00 and above0.01%0.01%

Rates effective 2/5/2026. Rates subject to change. Fees may reduce earnings.
No minimum amount is required to open an account.


Rates for OnePoint Savings
SavingsInterest RateAnnual Percentage Yield
OnePoint Savings0.15%0.15%

Rates effective 2/5/2026. Rates subject to change. Fees may reduce earnings.
No minimum amount is required to open an account or to obtain the Annual Percentage Yield.


Rates for Premium Money Market
BalanceInterest RateAnnual Percentage Yield
$0.00 to $999.990.05%0.05%
$1000.00 to $9999.990.05%0.05%
$10000.00 to $24999.990.05%0.05%
$25000.00 and above0.05%0.05%

Rates effective 2/5/2026. Rates subject to change. Fees may reduce earnings.
No minimum amount is required to open an account.


Rates for Premium Web Checking
CheckingInterest RateAnnual Percentage Yield
Premium Web Checking0.01%0.01%

Rates effective 2/5/2026. Rates subject to change. Fees may reduce earnings.
No minimum amount is required to open an account or to obtain the Annual Percentage Yield.


Rates for Basic Web Checking
CheckingInterest RateAnnual Percentage Yield
Basic Web Checking0.01%0.01%

Rates effective 2/5/2026. Rates subject to change. Fees may reduce earnings.
No minimum amount is required to open an account or to obtain the Annual Percentage Yield.


Rates for Core Web Checking
CheckingInterest RateAnnual Percentage Yield
Core Web Checking0.01%0.01%

Rates effective 2/5/2026. Rates subject to change. Fees may reduce earnings.
No minimum amount is required to open an account or to obtain the Annual Percentage Yield.


Rates for Premium Web Savings
SavingsInterest RateAnnual Percentage Yield
Premium Web Savings0.05%0.05%

Rates effective 2/5/2026. Rates subject to change. Fees may reduce earnings.
No minimum amount is required to open an account or to obtain the Annual Percentage Yield.


Rates for Basic Web Savings
SavingsInterest RateAnnual Percentage Yield
Basic Web Savings0.05%0.05%

Rates effective 2/5/2026. Rates subject to change. Fees may reduce earnings.
No minimum amount is required to open an account or to obtain the Annual Percentage Yield.


Rates for Young Savers
SavingsInterest RateAnnual Percentage Yield
Young Savers0.05%0.05%

Rates effective 2/5/2026. Rates subject to change. Fees may reduce earnings.
No minimum amount is required to open an account or to obtain the Annual Percentage Yield.


Rates for Core Web Savings
SavingsInterest RateAnnual Percentage Yield
Core Web Savings0.05%0.05%

Rates effective 2/5/2026. Rates subject to change. Fees may reduce earnings.
No minimum amount is required to open an account or to obtain the Annual Percentage Yield.


Rates for Master Demand Account Advantage
SavingsInterest RateAnnual Percentage Yield
Master Demand Account Advantage0.80%0.80%

Daily rate: 0.0000219178%

Rates effective 2/5/2026. Rates subject to change. Fees may reduce earnings.


Rates for Master Demand Account
SavingsInterest RateAnnual Percentage Yield
Master Demand Account0.55%0.55%

Daily rate: 0.0000150685%

Rates effective 2/5/2026. Rates subject to change. Fees may reduce earnings.
No minimum amount is required to open an account or to obtain the Annual Percentage Yield.


Rates for Business Savings
SavingsInterest RateAnnual Percentage Yield
Business Savings0.05%0.05%

Rates effective 2/5/2026. Rates subject to change. Fees may reduce earnings.
No minimum amount is required to open an account or to obtain the Annual Percentage Yield.


Rates for Business Money Market
SavingsInterest RateAnnual Percentage Yield
Business Money Market0.05%0.05%

Rates effective 2/5/2026. Rates subject to change. Fees may reduce earnings.
No minimum amount is required to open an account or to obtain the Annual Percentage Yield.